​​Group Insurance Consulting:
​

• Healthcare - Large Group, Small Group, SHOP Certified 
  

• Executive Medical Plans

• Audio Plans
  

• Dental Plans
  

• HRA, FSA and HSA Medical Programs
  

• Long Term Care Plans
  

• Medical Plans
  

• Prescription Drug Plans
  

• Vision Care Plans
  

• Wellness Plans
  

• On-Site Medical Plans

Reinsurance:
​

• Medical

• Disability

Disability:

• Short Term Disability

• Long Term Disability

Life and Accident Insurance:
​

• Term Life Insurance

• Permanent Life Insurance
  

• Universal Life Insurance
  

• Index Universal Life (IUL) Insurance
  

• Legacy Fund Program

• Accidental Death and Dismemberment Insurance
  

• Travel Accident Insurance​
  

Other Coverages and Services:

• Benefit Statements - Simple Paper to Computer/Online Statements Available
  

• Cafeteria Plans
  

• Claim Audit Services
  

• Payroll Deduction Plans (Life, Accident, Disability, Medical, Long Term Care, Dental, Cancer, Vision, Critical Illness, and Group Automobile, Homeowners, Renters and Umbrella
  

• Online New Hire and Annual Enrollment Portals
  

• Identity Theft Protection
  

• Employer Micro Sites (see Benefits-Assist™)
  

• Legal Assistance Plans ​
  

• Individual Life, Individual Disability, Individual Supplemental, Individual Dental, Individual Vision, etc.
  

• ​E³ Employer Solutions™ Value-Added Services including: ​         
  

  • HR & Benefits 360° Newsletter 
    

  • HR & Benefits 360° Library
    

  • Benefits-Support™ 
    

Group Benefit Services

Fessenden Consulting Group, Inc.

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"FCG does not sell products - we provide solutions."™​