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"FCG does not sell products - we provide solutions."™​

Group Insurance Consulting:

  • Healthcare - Large Group, Small Group, SHOP Certified 

  • Executive Medical Plans

  • Audio Plans

  • Dental Plans

  • HRA, FSA and HSA Medical Programs

  • Long Term Care Plans

  • Medical Plans

  • Prescription Drug Plans

  • Vision Care Plans

  • Wellness Plans

  • On-Site Medical Plans


Reinsurance:

  • Medical

  • Disability


Disability:

  • Short Term Disability

  • Long Term Disability


Life and Accident Insurance:

  • Term Life Insurance

  • Permanent Life Insurance

  • Universal Life Insurance

  • Index Universal Life (IUL) Insurance

  • Legacy Fund Program

  • Accidental Death and Dismemberment Insurance

  • Travel Accident Insurance​


Other Coverages and Services:


  • Benefit Statements - Simple Paper to Computer/Online Statements Available

  • Cafeteria Plans

  • Claim Audit Services

  • Payroll Deduction Plans (Life, Accident, Disability, Medical, Long Term Care, Dental, Cancer, Vision, Critical Illness, and Group Automobile, Homeowners, Renters and Umbrella

  • Online New Hire and Annual Enrollment via FCG Online Enrollment Service

  • Identity Theft Protection

  • Employer Micro Sites (see Benefits-Assist)

  • Legal Assistance Plans ​

  • Individual Life, Individual Disability, Individual Supplemental, Individual Dental, Individual Vision, etc.

  • ​E³ Employer Solutions™ Value-Added Services including:          

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Health Care Reform and HR News

Group Benefit Services

Fessenden Consulting Group, Inc.